PEP & 401(k) Audit Specialists
We specialize exclusively in retirement plan audits—bringing deep PEP expertise, predictable timelines, and clear communication to every engagement.
Request a quoteAutomated data pulls from major payroll providers. Less manual work, fewer errors, faster audits.
We have capacity for PEPs and large 401(k) plans. Lock in your audit engagement now.
The endless document requests. The auditor who's never worked with a PEP before. The radio silence for weeks, followed by a scramble at deadline. The invoice that somehow doubled.
When retirement plan audits are a side business for your CPA firm, you end up doing their job for them—educating staff, chasing updates, cleaning up their mistakes.
It doesn't have to be this way.
Who We Serve
You're the named fiduciary and administrator. You need an auditor who understands your obligations and won't slow you down.
You coordinate across multiple adopting employers. You need an auditor who can handle the complexity without creating more work for you.
You've built a PEP to serve your clients. You need an audit partner who reflects the quality you promise them.
Services
Comprehensive audits covering plan-level financials, participant data testing, and adopting employer compliance across your entire PEP structure.
Efficient engagements when plan assets are certified by a qualified institution, with thorough participant-level testing.
Accurate preparation and review including Schedule H and the multi-employer attachments specific to PEPs.
Year-round support for operational questions, DOL inquiries, and correction programs when issues arise.
Our Approach
No ramp-up. No explaining how pooled plans work. We've structured our entire practice around this specialization.
We quote based on plan complexity, not hours. You'll know exactly what the engagement costs before we start.
One comprehensive request upfront. No endless follow-ups. We respect your time and keep the process tight.
Questions answered within 24 hours. Status updates without asking. No vanishing into a black box.
Technology
Most audit firms still rely on spreadsheets, email chains, and manual data entry. We're building something better—purpose-built technology that makes audits faster, more thorough, and less disruptive for your team.
A single, organized portal for document submission. No more hunting through email threads or wondering what's been received.
Our systems cross-reference participant data, contribution records, and plan documents automatically—catching discrepancies human review might miss.
Pattern recognition across payroll data, eligibility records, and distributions to identify compliance issues before they become DOL findings.
Always know where your audit stands. No more waiting weeks for status updates or wondering what's happening behind the scenes.
Leadership
Founding Partner
Doug has spent [X] years focused exclusively on employee benefit plan audits, working with plans ranging from first-time filers to complex multi-employer structures. Before founding Pepper, he built and led the retirement plan audit practice at [Previous Firm] in Dallas.
His approach is simple: treat every audit like the plan sponsor's reputation depends on it—because it does.
Founding Partner, Technology & Operations
Mason brings a technologist's perspective to an industry overdue for modernization. Before co-founding Pepper, he founded Vigil, a venture-backed insurance automation startup, where he developed deep expertise in applying AI and automation to complex compliance workflows.
At Pepper, Mason is responsible for building the systems and infrastructure that make audits faster, more accurate, and less painful for clients—without sacrificing the rigor that compliance demands.
Get Started
Share your email and we'll send you a detailed quote within one business day.
Or email us directly at hello@pepperaudit.com